Real Estate Closing Costs Calculator in Punta del Este

Enter the price and press “Calculate” to see how much the buyer pays and how much the seller receives.

Esta herramienta ofrece una estimación informativa y no constituye asesoramiento legal ni tributario. Verificá los montos finales con tu escribano.

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What are the costs of buying property in Punta del Este?

Buying or selling a property in Punta del Este involves costs that are rarely clear before signing a reservation agreement. The main costs of buying property in Punta del Este are the real estate commission, the notary’s fees, the Property Transfer Tax (ITP) and, for the seller, IRPF or IRNR depending on tax residency. Altogether, the buyer usually pays an additional 10% to 11% on top of the agreed price, and the seller receives 6% to 8% less than the negotiated amount.

These variations depend on the property’s cadastral value, how the transaction is structured and the seller’s tax residency — an increasingly relevant distinction in a market where buyers from Montevideo, the rest of the country and abroad coexist. To learn more about Uruguayan tax requirements, you can review the current rules at the Uruguay’s tax authority (DGI).

Calculator and breakdown of the costs of buying property in Punta del Este

The table below summarizes the costs of buying property in Punta del Este, specifying the percentage for each item and who must bear it. The calculator above applies exactly the same structure to the price you enter, showing in one click how much the buyer pays and how much the seller receives. To learn more about the local market, explore our real estate market insights at Modo Punta.

No tool replaces a notary’s final settlement, but knowing the order of magnitude of these costs in advance — before negotiating a price, not after — is what separates an informed decision from a surprise at the closing table.

Item	Paid by	Approximate percentage	Calculated on
Real estate commission	Buyer and seller (each)	3% + VAT	Agreed price
Notary fees	Buyer	3% + VAT (min. 12 UR)	Higher of price and cadastral value
ITP	Buyer	2%	Higher of price and cadastral value
ITP	Seller	2%	Higher of price and cadastral value
IRPF (resident) / IRNR (non-resident)	Seller	12% of taxable income	Taxable income (fictitious or actual method)
Operating expenses (certificates, registrations)	Buyer	≈0.4%	Price or cadastral value